Habit
People who lack the wealth they desire, lack the habits that produce wealth. There is much material on the habits of successful people, not the least of which is Stephen Covey's "Seven Habits of Highly Effective People". This video is a high level review of that popular, and successful book.
Character
There are multiple takes by numerous people on which habits are important, and how many there are. Let me make it simple. From everything I have seen and read, wealthy, healthy and successful people have three character traits which allow them to maintain the appropriate habits. They are: focus, discipline, and connection.
First Things First
Wealthy people focus on the things that are important to their goals (which they have written down) and accomplish those tasks before they become incredibly urgent. They have the discipline to put first things first and to also make time for exercise, friends and family, and learning.
Common Good
Zig Ziglar has always maintained we can get everything in life we want, if we just help enough other people get what they want. An understanding that we, collectively, are greater than the sum of the parts is often missing in all aspects of life, today. Anything we do to undermine any of the parts (people) of that whole is detrimental, not only to them, but to our success, as well. The common good, as well as our own, is best served through an attitude of humbleness, and gratitude.
While character is something that can take a life-time to build, habits, only take about 30 days. Good habits build good character. You too could be on your way to a healthy, and wealthy future, in just about 30 days.